Retirement Planning Essentials: The Big Five Questions

Retirement Planning Essentials: The Big Five Questions

Retirement is a goal that the majority of Americans want to reach. Many people wait to ask the right retirement questions despite knowing the importance of taking steps to save as early as possible. Another potential roadblock on the path to retirement is that not everyone shares the same definition of what “retirement” actually means to them. No matter what your ideal […]

Couples and Money: How to Have the Money Talk

Couples and Money: How to Have the Money Talk

While finding a partner for life is by itself a significant challenge, basic money management is perhaps a bigger challenge to the institution of marriage itself. Just recently, my wife and I had one of our regularly scheduled “money talks” and we talked about our own money history. These talks really aren’t anything too fancy or intimidating, but they provide […]

How to Simplify Your Investment Plan Using a Note Card

How to Simplify Your Investment Plan Using a Note Card

Does investing seem complicated? Despite the presence of overly complicated financial strategies and the often vexing financial jargon used by financial professionals, investing does not have to be so complex.Investing is simply a balancing act where the challenge is to find the ideal balance between risk and reward. To generate the returns needed to meet long-term goals such as retirement, […]

Home Buying Mistakes to Avoid

Home Buying Mistakes to Avoid

The purchase of a home is one of the most important financial decisions you will make. When making a home purchase decision, you have to work hard to avoid letting your emotions and global economic conditions call the shots. Nobody can predict with any consistent long-term accuracy exactly what is coming around the corner for our nation’s economy or for […]

Things You Should Really Focus On (Instead of the Stock Market)

Things You Should Really Focus On (Instead of the Stock Market)

The new normal throughout the COVID-19 pandemic has been a prolonged period of extreme volatility. Although market swings in the short run are expected and completely normal, the awareness of these price swings can lead to abnormal emotional decisions that often lead to bigger problems that can hurt our overall financial health. Behavioral finance research has demonstrated that our emotions […]