Retirement confidence levels are critically low across the board these days. The Center for Retirement Research estimates that nearly half of all households are at risk to not be able to continue to maintain their same comfortable lifestyle during retirement. Problems related to debt are a major obstacle on the retirement savings journey. Saving in a 401(k) plan or IRA can be […]
If you plan to retire prior to age 65, one of your biggest challenges to deal with is determining how to pay for out-of-pocket health care costs before becoming eligible for Medicare. The cost of health insurance options is already high for most households and should be a major consideration for anyone planning on an early retirement. Ways of Obtaining Health Insurance […]
The journey to retirement begins to take on a greater sense of importance during the final decade of your working years. That’s because the steps you take during the last 10 years of your career are critical to your ability to actually enjoy retirement—however you may choose to define that season of life. A lot of major life events tend […]
Have you ever stopped to take inventory of how you arrived at your current financial state of affairs? I don’t mean simply thinking about how you ended up in your career, what your net worth is or how much money you make. I’m referring to your early lessons about money that you picked up either through observation or activities during […]
I recently met with a couple in their early-40’s with two young children. I could feel the stress and tension enter the room before they even took a seat in my office. If you’ve ever been around friends that were obviously not getting along, you probably recognize that feeling as all positive energy exits the room the moment the couple […]
I have had the privilege to work with so many incredible people throughout my career as a financial planning professional. Imagine having the opportunity to listen to people as they share their unique life stories, talk about current challenges, and explore future life goals. Money is a powerful force in our lives and how we choose to use it is […]
That word enough is a relative term. We all should have our own set of unique life goals to guide financial decisions. Unfortunately, if you haven’t taken the time to explore your financial plans, you may end up getting trapped in the pursuit of more rather than the contentment of enough. A financial wellness “Think Tank” group regularly gets together to share […]
How we communicate with each other can be just as important as the message you are trying to get across to the other person. If you have a recent history of financial arguments it is easy to let emotions and the past take over the discussion. When talking to a spouse or significant other about money it is also easy […]